Basic Long Term Disability Insurance
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| Employees enrolled in a health plan automatically receive Basic Long Term Disability Insurance at no charge. Benefits are limited to a maximum of $800 per month. This insurance is provided at no cost to the employee. You may purchase Supplemental LongTerm Disability Insurance to protect a greater portion of your income should you become disabled. |
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Supplemental Long Term Disability Insurance
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| In addition to the state-provided disability insurance, employees may purchase this supplemental insurance to protect a greater portion of their income should they become disabled. The maximum monthly benefit is $8,000 with a guaranteed monthly benefit of at least $100. Premiums are based on the employees age and choice of plan. |
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Long Term Care Insurance
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| Long term care refers to a wide range of personal care services for people of all ages who suffer from a chronic disease or a long-lasting disability. These services may be provided in a nursing facility, an adult day-care center or at home. Long Term Care Insurance is designed to help employees protect their financial resources from the expenses of long term care. You can purchase this insurance for yourself, your spouse, your parents and your spouse’s parents. Premiums are based on age at enrollment and the benefit level selected. |
